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United States of America Money

Currency
The United States dollar, denoted by USD or the symbol $, is the official currency used in the United States. Commonly referred to as the "American dollar," the currency is divided into 100 cents (symbol ). A further division includes 1,000 mills to a dollar, though this division is largely unknown to the general public and only sometimes used in matters of tax levies.

The dollar is considered the standard unit of currency in commodity markets across the globe. At the present time, the U.S. dollar remains the world's foremost reserve currency.

Money Exchange
To get the best exchange rate, wait until you arrive at your destination. While most major airports feature a currency exchange desk, you are likely to get a better rate directly from an ATM machine affliated with a major bank.

ATM
ATM cards most likely to work trouble-free overseas are those with a four-digit PIN number. Since you may be charged a usage fee by both the local bank and your home institution, it's advisable make one large instead of several small withdrawls.

Credit Cards
USA Credit is the main issuer of catalog credit cards. These cards are not your typical credit card because they can only be used at usashoppingclub.com. This is USA Credit online merchandise store. By using the card at the store, you will be given a line of credit. Your payments will also be reported to one major credit bureau, although it is not specified which particular one. These card are targeted primarily at those with poor credit. One of the unique things about these catalog credit cards is that you are not charged any apr. Instead, your minimum balance is higher than regular credit cards. Below is list of cards issued by USA Credit.
  • USA Platinum
  • USA Gold Card
  • Platinum plus card    
  • All american gold card
Bank Opening Times
Banks are open 9am - 4.30pm, Monday to Friday. Some bank branches may also open Saturday morning. ATMs are available 24 hours, seven days a week, allowing you to have access to your money anytime.

Shopping:
America's best shopping spots are destinations in themselves. They remind us what we miss when shopping online: Personal service, the ability to feel and try on garments before buying, serendipitous unadvertised sales. Since you can't spend all your vacation time shopping, each place below is near a great place to visit.

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